Lin-Cap Credit Company Limited is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our company, including when you visit our website, use our services, or communicate with us.
Information We Collect:
We may collect personal information from you directly, or from third parties, to provide our services and improve your experience. The types of information we may collect include:
- Personal Identifiable Information (PII) such as your name, address, email address, phone number, date of birth, and government-issued identification.
- Financial information such as bank account details, income, credit history, and employment details.
- Information related to your interactions with us, such as communication records and transaction history.
- Information is collected through cookies and similar technologies when you visit our website.
How We Use Your Information:
We may use your personal information for the following purposes:
- To provide and improve our services, including assessing your eligibility for credit products.
- To verify your identity and conduct necessary checks to comply with legal and regulatory requirements.
- To communicate with you about our products, services, and promotional offers.
- To process transactions and fulfil your requests.
- To protect the security and integrity of our services and prevent fraud.
- To comply with applicable laws and regulations.
Disclosure of Information:
We may share your personal information with third parties for the following purposes:
- With service providers who assist us in providing our services, such as credit bureaus, collection agencies, and IT service providers.
- With regulatory authorities and law enforcement agencies as required by law or to protect our legal rights.
- With third parties in connection with a merger, acquisition, or sale of assets.
Data Security:
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encryption, access controls, and regular security assessments.
Your Choices:
You have the right to access, update, or delete your personal information held by us. You may also choose to opt out of certain communications or services. However, please note that certain services may be unavailable if you choose not to provide certain information or opt out of certain communications.
Changes to this Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website or by other means of communication.
Contact Us:
If you have any questions or concerns about our Privacy Policy or our privacy practices, please contact us at Lin-Cap Credit Limited.
Effective Date: 11th March 2024
By using our services or interacting with us, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.
