Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of the services provided by Lin-Cap Credit Company Limited (“Lin-Cap”, “we”, “us”, or “our”). By accessing or using our services, you agree to comply with these Terms. If you do not agree with these Terms, you may not use our services.

Eligibility:

You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

Services:

Lin-Cap provides various financial services, including but not limited to, credit products, loan facilities, and financial advice. The availability of these services may be subject to eligibility criteria, credit assessment, and regulatory requirements.

Application and Approval:

To apply for our services, you may be required to submit an application form and provide certain personal and financial information. We reserve the right to assess your application and approve or reject it at our discretion. Approval of your application may be subject to verification of information provided and completion of necessary checks.

Fees and Charges:

You agree to pay any fees, charges, interest, or other costs associated with our services as outlined in the applicable terms and agreements. Failure to pay fees or charges may result in additional penalties or consequences, including but not limited to, suspension or termination of services.

Confidentiality:

We will treat your personal and financial information with confidentiality and take reasonable measures to protect it from unauthorized access, use, or disclosure. However, we may disclose your information to third parties as necessary to provide our services, comply with legal obligations, or protect our legal rights.

Intellectual Property:

All content, materials, and intellectual property rights on our website and in our services are owned or licensed by Lin-Cap. You may not use, copy, reproduce, or distribute any content or materials from our website without our prior written consent.

Limitation of Liability:

To the extent permitted by law, Lin-Cap shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our services. This includes, but is not limited to, damages for loss of profits, data, or goodwill.

Governing Law:

These Terms shall be governed by and construed by the laws of Kenya. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

Amendments:

We reserve the right to amend these Terms at any time by posting the amended terms on our website or by other means of communication. Your continued use of our services after any such amendments constitutes your acceptance of the amended terms.